Photo by Breno Assis on Unsplash
The process of finding a home is undoubtedly a challenge that cannot be considered easy, especially for those who have just started a family and are starting a new phase in life. It requires a high level of selectivity and should not be taken lightly. You need to find a home that suits your needs and fits your budget. There are many considerations to keep in mind when searching for a house, so it’s not just about the price. To avoid making the wrong choice when buying a house, here are some tips for finding the right home that you can use as a reference.
- Set a Budget
Finding the right property is a long-term affair that should not be taken lightly. Before searching for a house, establish the maximum budget first. Calculate precisely the costs and expenses that need to be incurred for the new house, including the down payment, monthly installment amount, long-term interest, insurance, property purchase tax, and other utilities. Generally, the allocation for house installments is around 30 percent. With this rule, calculate the amount of installment money you can afford to pay each month. Remember the amount of the down payment. If you are buying in installments, it’s advisable to have 20-30 percent for the down payment of the total cost.
- Conduct a Survey
Before buying a house, conduct a survey first. You can gather various promotional advertisements for housing. The goal is to obtain the necessary information. It’s important for you to visit the list of houses you are interested in. Conduct surveys at different times, on weekdays and weekends. This helps you gain a sufficient understanding of the surrounding environment of the house. It should be understood that a home is a place to build a family, and the environment plays a crucial role in supporting the growth and development of children.
- Balance Wants with Needs
The house you desire may have various attractive facilities. However, you have to first examine the criteria you actually need. For example, a house with a large garden may seem comfortable to live in, but if the transportation access is difficult, it could burden you in the future. Are you willing to have neighbors not only on the sides but also above and below, as in a condominium or apartment?
- Consider the Location
When choosing a house, you should consider its location. For example, consider the distance to your workplace, the accessibility of main roads, transportation options, whether there is public transportation available as an alternative, and the level of flood risk. Check also if the road leading to the house is wide enough for vehicles and safe to pass at night. Security facilities for the housing area are undoubtedly helpful. Being surrounded by places that provide daily necessities for the property is essential, such as markets, supermarkets, gyms, local shops, restaurants, and more. Proximity to tourist attractions is also a great addition, as it can make it easier for you and your family to relax and relieve stress. You can try implementing the tips for finding the right house mentioned above. The key is not to rush. Be more thorough and verify every piece of information collected when checking each house.
Finding home, Budget, Location